“Everything we've done with ACBB and BITS has been done professionally. They've been a very big resource since our bank's inception. We are extremely pleased with all of the services ACBB offers, from loan participations to its escrow program.

ACBB and BITS were a big part of the bank's opening and continue to be partners for our ongoing operations.”

Doug Manditch
Chairman & CEO
Empire National Bank

Annual Report 2012

These consolidated financial statements are presented for convenience and information purposes and a printed copy of the consolidated financial statements will be provided on request.

View the 2012 Annual Report.