Rates
Rates effective as of 03/31/2026
Depository Options
| Money Market Deposit Account* | 3.69% | |
| Demand Deposit Account | Shareholders: 1.0125% | Non-shareholders: 0.4625% |
| Money Market Deposit Account* | 3.69% | |
| Demand Deposit Account | Shareholders: 1.0125% | Non-shareholders: 0.4625% |
*Eligibility limited to new deposits to ACBB.
A minimum balance of $250,000 is required for the MMDA. Interest will not be paid on those days where the balance falls below $250,000.
Deposit accounts at ACBB are covered by FDIC deposit insurance up to applicable FDIC limits.
Overnight Investment Options
| Agent Fed Funds | 3.53% |
| Principal Fed Funds | 3.60% |
| Excess Balance Accounts (EBAs) | 3.614% |
| Agent Fed Funds | 3.53% |
| Principal Fed Funds | 3.60% |
| Excess Balance Accounts (EBAs) | 3.614% |
Overnight investments are not FDIC insured.
Overnight Borrowing Options
| Fed Funds Borrowing | Shareholders: 4.750% | Non-shareholders: 5.250% |
| Fed Funds Borrowing | Shareholders: 4.750% | Non-shareholders: 5.250% |
ACBB Solutions
Explore a full range of resources and partnerships, all under one roof, or request our solutions guide.
