# ACBB

> Official website for ACBB.

## Main Pages

- [Accessibility Statement](https://www.acbb.com/accessibility/): Read Atlantic Community Bankers Bank's (ACBB) Accessibility Statement. Learn about our commitment to ensuring an inclusive and accessible experience for all users.
- [Bankers Bank Council Meeting 2026](https://www.acbb.com/bankers-bank-council-meeting-2026/): Information about Bankers Bank Council Meeting 2026 from ACBB.
- [Careers](https://www.acbb.com/careers/): Join the team at Atlantic Community Bankers Bank (ACBB). Explore exciting career opportunities where you can contribute to supporting community banks and advancing the financial industry.
- [Collective Impact Giving 2025 Campaign Results](https://www.acbb.com/collective-impact-giving-2025-campaign-results/): See how ACBB made a difference in the community through the Collective Impact Giving 2025 campaign charitable donations.
- [Directory](https://www.acbb.com/directory/): Find the Atlantic Community Bankers Bank (ACBB) Directory. Access contact information for our team and discover how we can support your community banking needs.
- [FI Solutions](https://www.acbb.com/fi-solutions/): Information about FI Solutions from ACBB.
- [Home](https://www.acbb.com/): Discover ACBB, a bankers’ bank dedicated to empowering community financial institutions with competitive solutions and exceptional service.
- [Lending](https://www.acbb.com/lending/): ACBB offers lending solutions including loan participations, capital facilities, and liquidity support for financial institutions.
- [Privacy Policy](https://www.acbb.com/privacy/): ACBB is committed to protecting the privacy of its customers and website visitors. The company does not collect personal information through its website, including IP or email addresses, and refrains from using cookies.
- [Rates](https://www.acbb.com/rates/): View ACBB’s latest overnight investment rates, including Excess Balance Accounts, plus sign up for weekly rate updates.
- [Reach Out](https://www.acbb.com/connect/): Get in touch with Atlantic Community Bankers Bank (ACBB). Connect with our team to learn how we support community banks with innovative financial solutions and services.
- [Site Map](https://www.acbb.com/site-map/): Easily navigate the ACBB website using our comprehensive site map. Access details about our bankers’ bank services, correspondent banking solutions, financial institution resources, and customer support options.
- [Testimonials](https://www.acbb.com/testimonials/): Information about Testimonials from ACBB.
- [Testimonials Submission](https://www.acbb.com/testimonials-submission/): Information about Testimonials Submission from ACBB.

## About Us

- [Vendor Due Diligence](https://www.acbb.com/about-us/client-resources/vendor-due-diligence/): Information about Vendor Due Diligence from ACBB.
- [Financial Highlights](https://www.acbb.com/about-us/financial-highlights/reports/): Explore Atlantic Community Bankers Bank's (ACBB) financial highlights, showcasing our strong performance, dedication to community banks, and commitment to financial excellence and stability.
- [ACBI Shareholder Benefits](https://www.acbb.com/about-us/leadership/acbi-shareholder/): Discover the benefits of being a shareholder with Atlantic Community Bankers Bank (ACBB). Learn how our services and support drive value for community banks and their stakeholders.
- [Leadership](https://www.acbb.com/about-us/leadership/our-team/): Meet ACBB's leadership team, including President & CEO Craig Howie, guiding the bank's strategic direction and operations.
- [History](https://www.acbb.com/about-us/who-we-are/history/): Learn about the history of Atlantic Community Bankers Bank (ACBB). Discover our journey of supporting community banks through innovation, dedication, and financial expertise.
- [Mission, Vision & Values](https://www.acbb.com/about-us/who-we-are/mission-vision-values/): Explore the core values of Atlantic Community Bankers Bank (ACBB). See how our principles guide our commitment to supporting community banks and fostering financial success.

## Community Impact

- [ACBB Leadership Summit (Template)](https://www.acbb.com/community-impact/events/leadership-summit-template/): Join ACBB's annual Leadership Summit to explore the latest banking trends, advancements, and innovations with industry leaders and peers.
- [Annual Client Summit](https://www.acbb.com/community-impact/events/client-summit-for-summit/): Join the Atlantic Community Bankers Bank (ACBB) Leadership Summit. Connect with industry leaders, explore innovative banking solutions, and gain insights into the future of community banking.
- [Annual Summit](https://www.acbb.com/community-impact/events/client-summit/): Join the Atlantic Community Bankers Bank (ACBB) Leadership Summit. Connect with industry leaders, explore innovative banking solutions, and gain insights into the future of community banking.
- [Collective Impact](https://www.acbb.com/community-impact/events/collective/): Discover Atlantic Community Bankers Bank's (ACBB) Collective Impact initiatives. Learn how we empower community banks to create meaningful change and drive positive outcomes.
- [Collective Impact Giving 2023 Campaign Results](https://www.acbb.com/community-impact/events/collective/2023-results/): ACBB's Collective Impact Giving Campaign empowers partner financial institutions, employees, and communities to collaboratively support local nonprofits, with each selected organization receiving a donation.
- [Collective Impact Giving 2024 Campaign Results](https://www.acbb.com/community-impact/events/collective/2024-results/): See how ACBB made a difference in the community through the Collective Impact Giving 2025 campaign charitable donations.

## Insights

- [Bank News & Media](https://www.acbb.com/insights/news/media/): Access the media archives at Atlantic Community Bankers Bank (ACBB). Explore tools, guides, and insights designed to empower community banks and support financial success.
- [Webinars](https://www.acbb.com/insights/webinars/media/): Join Atlantic Community Bankers Bank (ACBB) educational webinars. Gain valuable insights and knowledge to help your community bank thrive in today’s financial landscape.

## Our Solutions

- [DeNovo Program](https://www.acbb.com/our-solutions/denovo/program/): Explore the De Novo Program from Atlantic Community Bankers Bank (ACBB). Access tailored solutions and expert support to successfully launch and grow your new community bank.
- [Direct Loans](https://www.acbb.com/our-solutions/lending/direct-loans/): Discover ACBB direct lending solutions, including bank holding company facilities, bank stock loans, and liquidity options.
- [Loan Participations](https://www.acbb.com/our-solutions/lending/loan-participations/): Explore ACBB loan participations designed to help financial institutions exceed lending limits while managing risk and liquidity.
- [Account Services](https://www.acbb.com/our-solutions/payments/account/): Discover account services from Atlantic Community Bankers Bank (ACBB). Access comprehensive solutions designed to streamline operations and support community banks.
- [Depository & Investments](https://www.acbb.com/our-solutions/payments/depository-investments/): Explore depository and investment services from Atlantic Community Bankers Bank (ACBB). Access customized solutions to optimize funds management and support community bank growth.
- [Domestic Payments](https://www.acbb.com/our-solutions/payments/domestic/): Streamline domestic wire transfers and payment processing with Atlantic Community Bankers Bank (ACBB). Access reliable solutions designed to enhance community bank efficiency.
- [International Payments](https://www.acbb.com/our-solutions/payments/international/): Facilitate seamless international wire transfers with Atlantic Community Bankers Bank (ACBB). Empower your community bank with secure and efficient global payment solutions.
- [Accounts Payable Automation](https://www.acbb.com/our-solutions/strategic-partnerships/invoice-to-pay-automation/): Learn about Atlantic Community Bankers Bank's (ACBB) partnership with AvidXchange. Access automated payment solutions to streamline operations and enhance efficiency for community banks.
- [Appointment Setting](https://www.acbb.com/our-solutions/strategic-partnerships/appointment-setting/): Accelerate commercial banking growth with ACBB’s appointment setting solution, providing warm leads and market intelligence.
- [Check Contract Consulting](https://www.acbb.com/our-solutions/strategic-partnerships/check-printing/): ACBB's Check Printing Contract Consulting assists financial institutions in renegotiating check printing vendor contracts to enhance fee income without increasing customer fees.
- [Mercantile Processing Inc.](https://www.acbb.com/our-solutions/strategic-partnerships/mpi/): ACBB and Mercantile Processing Inc. offer merchant services and payment technology to support financial institution growth.

## Posts

- [Evaluating Your Next Audit & Compliance Partner](https://www.acbb.com/evaluating-your-next-audit-compliance-partner/): As You Evaluate Your Next Audit and Compliance Partner- A Message From Shatswell MacLeod President, Tom Jendrysik I have had the privilege of spending decades working alongside community…
- [Overview of ACBB Services – Webinar](https://www.acbb.com/overview-of-acbb-services-webinar/): Information about Overview of ACBB Services – Webinar from ACBB.
- [Atlantic Community Bankers Bank Advances Community Impact Through Donation Supporting Latino Social Work & Scholarship Fund](https://www.acbb.com/acbb-collective-impact-latino-social-work-coalition/): ACBB is proud to announce a donation to the Latino Social Work Coalition & Scholarship Fund as part of its 2026 Collective Impact Giving Campaign.
- [ACBB Announces Promotion of Joe Krzywicki to SEVP, Chief Revenue Officer](https://www.acbb.com/acbb-announces-promotion-of-joe-krzywicki-to-sevp-chief-revenue-officer/): We are pleased to share that Joe Krzywicki has been promoted to Senior Executive Vice President, Chief Revenue Officer, at ACBB. This is an important step in strengthening…
- [In Case You Missed It: A Recap Of Our 2025 Summit](https://www.acbb.com/2025-summit-recap/): Our 2025 Summit was held in Hershey, Pennsylvania, we enjoyed a half day of networking through golf, as well as a historical trolley tour through Hershey followed by…
- [Announcing John Jahne, Our New Executive Vice President, Chief Information Officer](https://www.acbb.com/announcing-john-jahne-our-new-executive-vice-president-chief-information-officer/): We are pleased to announce that John Jahne is joining ACBB as Executive Vice President, Chief Information Officer (CIO), effective October 6th. In this role, John will provide…
- [David Gerhart Awarded With Future Under 40 Award From The Pennsylvania Bankers Association](https://www.acbb.com/david-gerhart-awarded-with-future-under-40-award-from-the-pennsylvania-bankers-association/): Congratulations to Dave Gerhart, our BSA Officer, who was selected as one of the Future Under 40 Award Recipients! We are excited to share that Dave was honored…
- [A New Opportunity For Community Financial Institutions: The Shift In U.S. Dollar Denominated Trade](https://www.acbb.com/the-shift-from-dollar-denominated-trade/): At ACBB, we see shifts in U.S. dollar-denominated trade as an opportunity and call to action for community banks serving small and mid-sized businesses.
- [The Fedwire® Funds Service ISO® 20022 Conversion Is Coming July 14, 2025](https://www.acbb.com/fedwire-funds-service-iso-20022-conversion/): The ISO® 20022 conversion is coming in July. Ensure your institution is equipped for this change. Learn how ACBB can help.
- [Preparing for ISO® 20022: Why a Trusted Bankers’ Bank Should Be Part of Your Contingency Strategy](https://www.acbb.com/preparing-for-iso-20022/): As the Fed’s Fedwire® Funds Service transitions to ISO® 20022 messaging, financial institutions are working to ensure systems and operations are ready.
- [How to Retain Non-Interest Bearing Deposit Accounts – Webinar](https://www.acbb.com/how-to-retain-non-interest-bearing-deposit-accounts-webinar/): Information about How to Retain Non-Interest Bearing Deposit Accounts – Webinar from ACBB.
- [ACBB Partners With Mercantile Processing Inc. to Expand Merchant Services Offerings](https://www.acbb.com/acbb-partners-with-mercantile-processing-inc-to-expand-merchant-services-offerings/): Camp Hill, PA – 2/13/25 – Atlantic Community Bankers Bank (ACBB) is pleased to announce a new partnership with Mercantile Processing Inc. (MPI), a leading provider of merchant…
- [Atlantic Community Bankers Bank Partners with Participate to Launch the Lending Marketplace](https://www.acbb.com/atlantic-community-bankers-bank-partners-with-participate-to-launch-the-lending-marketplace/): Atlantic Community Bankers Bank (ACBB) proudly introduces the Lending Marketplace, a new, centralized digital loan participation platform powered by Participate. This platform is designed to expand loan participation…
- [Q3 2024 Financial Highlights](https://www.acbb.com/q3-2024-financial-highlights/): Summary For the nine months ending September 30, 2024, net income was $5.2 million, an increase of $1.2 million, or 30%, in comparison to the same period in…
- [Alicia Frederick Awarded With Future Under 40 Award From The Pennsylvania Bankers Association](https://www.acbb.com/future-under-40-award/): Congratulations to Alicia Frederick, a Relationship Manager at ACBB, who was one of the Future Under 40 Award Recipients! We are excited to share that Alicia was honored…
- [Q2 2024 Financial Highlights](https://www.acbb.com/q2-2024-financial-highlights/): Summary For the six months ended June 30, 2024, net income was $3.9 million, an increase of $1.7 million, or 75%, in comparison to the same period in…
- [Fraud Prevention with NEACH – Webinar](https://www.acbb.com/fraud-prevention-with-neach-webinar/): Information about Fraud Prevention with NEACH – Webinar from ACBB.
- [Navigating the Future of Payments with FedNow® – Webinar](https://www.acbb.com/navigating-the-future-of-payments-with-fednow-webinar/): Information about Navigating the Future of Payments with FedNow® – Webinar from ACBB.
- [Q1 2024 Financial Highlights](https://www.acbb.com/q1-2024-financial-highlights/): Summary For the three months ended March 31, 2024, net income was $1.8 million, an increase of $867 thousand, or 91%, in comparison to the same period in…
- [ACBB Expands Risk and Compliance Offerings with Acquisition of Shatswell MacLeod](https://www.acbb.com/an-important-announcement/): Camp Hill, PA – May 7, 2024 – Atlantic Community Bankers Bank (ACBB) is excited to announce the acquisition of Shatswell MacLeod, a premier provider of internal audit…
- [Watch Our Interview with ABA Chair Julieann Thurlow](https://www.acbb.com/watch-our-interview-with-aba-chair-julieann-thurlow/): We recently sat down with Julieann(Julie) Thurlow, CEO at Reading Cooperative Bank and Chair of the American Bankers Association, for a wide-ranging conversation about the present and future…
- [A Deep Dive into AvidXchanges AP Automation Solutions-Webinar](https://www.acbb.com/a-deep-dive-into-avidxchanges-ap-automation-solutions-webinar/): Information about A Deep Dive into AvidXchanges AP Automation Solutions-Webinar from ACBB.
- [Q3 2023 Financial Highlights](https://www.acbb.com/q3-2023-financial-highlights/): For the nine months ended September 30, 2023, net income was $4.1 million, an increase of $107 thousand, or 3%, in comparison to the same period in 2022.…
- [Celebrating Julie Thurlow: Our Board Member, ABA Chair, and Banking Visionary](https://www.acbb.com/celebrating-julie-thurlow-our-board-member-aba-chair-and-banking-visionary/): It's with great pleasure that we extend our heartfelt congratulations to Julie Thurlow, President and CEO of Reading Cooperative Bank, for her election as the Chair of the…
- [Atlantic Community Bankers Bank (ACBB) Announces Strategic Partnership with AvidXchange to Enhance Financial Services for Member Institutions](https://www.acbb.com/atlantic-community-bankers-bank-acbb-announces-strategic-partnership-with-avidxchange-to-enhance-financial-services-for-member-institutions/): ACBB is proud to announce a strategic referral partnership with AvidXchange, a leading provider of accounts payable (AP) automation software and payment solutions for middle market businesses and…
- [Faster Payments – Considerations for Community Financial Institutions](https://www.acbb.com/faster-payments-considerations-for-community-financial-institutions/): With the completion of ACBB’s recent survey across its client base on readiness for FedNowSM Service and “faster payments” overall, what stood out the most was the need…
- [Q2 2023 Financial Highlights](https://www.acbb.com/q2-2023-financial-highlights/): For the six months ended June 30, 2023, net income was $2.3 million, a decrease of $438,000, or 16%, in comparison to the same period in 2022. Loan…
- [ACBB Empowers Nearly 200 Financial Solutions with International Wire Capabilities](https://www.acbb.com/acbb-empowers-nearly-200-financial-solutions-with-international-wire-capabilities/): Aptys Solutions, the leading provider of cloud‐based, end‐to‐end, digital payment solutions to over 5,500 financial institutions, including faster and mobile convergence platform, international and domestic wire, ACH, and…
- [ACBB Supports the FedNow® Service, Advancing U.S. Payment System](https://www.acbb.com/acbb-supports-the-fednow-service-advancing-u-s-payment-system/): ACBB announced yesterday it is now supporting live transactions on the Federal Reserve’s new instant payment rail, the FedNow Service. ACBB is among the first service providers supporting…
- [ACBB Completes Certification for Federal Reserve’s New Instant Payment Service](https://www.acbb.com/acbb-completes-certification-for-federal-reserves-new-instant-payment-service-2/): ACBB is among the first in the industry to complete testing and certification for the FedNowSM Service, the Federal Reserve’s new instant payment offering launching in July 2023.…