Bank Holding Company Financing
The Capital You Need to Grow.
ACBB is ready to support our clients’ growth objectives by offering term loans and lines of credit to bank holding companies.
Borrowed funds can be downstreamed to the bank subsidiary and qualify as Tier 1 capital, bolstering the bank’s capital ratios and supporting the growth of the bank. Bank holding companies with $1 billion or less in assets may take advantage of other provisions within the Small Bank Holding Company Policy.
HIGHLIGHTS
Extending this product offering to intermediate- or longer-term facilities can be an important strategic alternative to raising capital, avoiding the negative effects of stock dilution to your shareholders
Provides a valuable alternative to subordinated debt, which typically carries significantly higher borrowing costs and less flexibility (e.g., no calls or prepayment for five years)
Solutions Created Just for You.
CREDIT SERVICES
Optimize your loan portfolio with the insight and support of a highly qualified team of industry veterans.
Image Cash Letter Network
Bring efficiency and cost savings to your financial institution’s clearing process.
INTERNATIONAL WIRES
Access a secure and reliable system to manage incoming and outgoing wires.
VIRTUAL CARD
Enjoy greater automation and control in your accounts payable process with this specialized solution for financial institutions.