Bank Holding Company Financing

The Capital You Need to Grow.

ACBB is ready to support our clients’ growth objectives by offering term loans and lines of credit to bank holding companies.

Borrowed funds can be downstreamed to the bank subsidiary and qualify as Tier 1 capital, bolstering the bank’s capital ratios and supporting the growth of the bank. Bank holding companies with $1 billion or less in assets may take advantage of other provisions within the Small Bank Holding Company Policy.

HIGHLIGHTS

Extending this product offering to intermediate- or longer-term facilities can be an important strategic alternative to raising capital, avoiding the negative effects of stock dilution to your shareholders

Provides a valuable alternative to subordinated debt, which typically carries significantly higher borrowing costs and less flexibility (e.g., no calls or prepayment for five years)

Request Our Solution Sheet for More Details.