Loan Participations
Take Your Business Lending to the Next Level.
Support the capital needs of larger businesses and organizations by partnering with ACBB. We can purchase a participation interest in your larger loans, which will allow you to manage your portfolio & stay within legal lending limits.
ACBB can support a wide array of lending types, including term loans, credit lines, letters of credit, commercial and residential mortgages, and SBA and other government-guaranteed loans.
Unlike other loan participants, ACBB is a bankers bank that does not do business with the public, so you can rest assured that we will never compete for your clients’ business.
Commercial loan requests don’t always align with your institution’s current loan size limits, financial management ratios, or customer or industry risk appetite. But you want to support your customer’s needs. Don’t turn away a great opportunity. Loan participations are the solution – and A-C-B-B is your partner.
A-C-B-B can purchase a participation interest in your loans. This allows you to take on loan opportunities outside your limits; manage your capital ratio, loan-to-deposit ratios, liquidity, and risk; and, increase customer retention, revenue, and wallet share.
We extend the capacity of your balance sheet and offer key advantages over other loan participants.
A-C-B-B is a nonconflicted partner. We are a bankers’ bank and we only serve financial institutions, so you avoid the risk of involving competitors and giving them access to your most valuable customers. And, you can count on a transparent underwriting process, prompt decisions, and a dedicated lender as your partner.
We can participate in term loans, credit lines, commercial mortgages, letters of credit, and commercial real estate and commercial and industrial facilities.
Your relationship with A-C-B-B also gives you access to a wide range of other solutions to support your commercial customers, including treasury management services, and international and domestic payment solutions that solidify your commercial relationships and deliver non-interest income to your institution.
Get the capital, expertise, and dependability you need from a trusted partner. Choose A-C-B-B’s loan participations program, so you can take on more loan opportunities, retain control of your customer relationships, and grow your relationships by supporting your commercial customers’ financing needs.
Let’s take your lending potential to the next level. Visit A-C-B-B dot com slash loan dash participations.
HIGHLIGHTS
Make loans that are above your legal lending limit for a single customer
Manage capital ratio, loan-to-deposit ratios, liquidity, and risk
Rely on a lending partner with a long and successful track record
Solutions Created Just for You.
CREDIT SERVICES
Optimize your loan portfolio with the insight and support of a highly qualified team of industry veterans.
Image Cash Letter Network
Bring efficiency and cost savings to your financial institution’s clearing process.
INTERNATIONAL WIRES
Access a secure and reliable system to manage incoming and outgoing wires.
VIRTUAL CARD
Enjoy greater automation and control in your accounts payable process with this specialized solution for financial institutions.