We are pleased to share that Joe Krzywicki has been promoted to Senior Executive Vice President, Chief Revenue Officer, at ACBB. This is an important step in strengthening our enterprise leadership structure and positioning ACBB for continued growth, deeper client engagement, and long‑term success.

In this new role, Joe will oversee several of our most critical, client‑facing and risk‑aligned functions. Bringing these teams together under a unified executive leader enhances our ability to deliver integrated solutions, accelerate innovation, and ensure we maintain the highest standards of service and oversight.

Joe has consistently demonstrated strategic insight, a deep understanding of our clients’ needs, and a commitment to operational excellence. His leadership has been instrumental in strengthening our market presence and advancing our capabilities. This promotion reflects both his outstanding contributions and the confidence we have in his ability to guide these teams forward.

As we continue to evolve and grow, this structure will help us sharpen our focus, enhance collaboration, and deliver even greater value to the community banks we serve. Joe will bring the same energy, discipline, and partnership to this role that he has shown throughout his time at ACBB.

Please join us in congratulating Joe on this well‑deserved achievement.