Loan Participations

Why Loan Participations?

 

Unlock Greater Lending Capacity

Our Loan Participation Programs allow community banks and credit unions to offer loans for larger customers without exceeding legal lending limits, ensuring they retain their most valuable customers while effectively managing portfolio risk and liquidity.

THIS PROGRAM ALLOWS YOU TO:

Retain customers by making larger loans above house or legal limits
Manage capital ratios, concentration limits, and liquidity
Share credit risk with a trusted, non-competing partner

LENDING MARKETPLACE

 

Simplified Loan Participations for Financial Institutions

ACBB has partnered with Participate to launch the Lending Marketplace, a digital platform that enables seamless connections between loan originators and participants. Each institution has a profile, allowing it to browse and engage with loan opportunities.

Key features include:

Direct connection with lenders, facilitating easy discovery and networking
Faster loan placement, either within your network or by leveraging ACBB’s connections
Automated workflows reduce manual tasks, allowing institutions to place loans faster and with greater accuracy