De Novo Program

 

Build Your Financial Institution With the Right Tools.

Creating a new financial institution can be a rewarding endeavor that adds tremendous value to your community. However, it is also a complex, resource-intensive process. Having the right correspondent banking partnership will make all the difference.

With deep experience in assisting de novo financial institutions and their organizers, we are here to streamline the steps required to form your financial institution, then support your long-term success.

ESCROW SOLUTIONS

ACBB provides for the safekeeping of subscriber funds for their purchase of bank or bank holding company stock. Each subscriber is treated as a subaccount, allowing ACBB to track each investment and interest accrued on each subscription.

BANK STOCK LOANS

Available to bank directors, senior officers, and major shareholders, these loans can be used to purchase additional shares of common or preferred stock. Financing can be provided for both short- and long-term investments.