Depository & Investments
DEPOSITORY OPTIONS
Manage Deposits With Ease.
Create a solid foundation for your relationship with us by taking advantage of our deposit accounts.
ACBB is a member of the FDIC. Deposit accounts at ACBB are covered by FDIC deposit insurance up to applicable FDIC limits.
DEMAND DEPOSIT ACCOUNT WITH EARNINGS CREDIT
This account delivers transaction initiation and information reporting through ACBBapex. It can be utilized for daily sweeps to and from Fed Funds investments, and qualifying balances are eligible for an earning credit to offset service charges.
MONEY MARKET DEPOSIT ACCOUNT
This account pays a premium interest rate on all eligible balances, and there is immediate access to the funds. Designed for low transaction volume and funded by new deposits to ACBB, it has no monthly account maintenance fees.
OVERNIGHT INVESTMENT OPTIONS
Three Smart Options for Your Overnight Investments.
We offer three options to effectively address your institution’s daily short-term investment needs.
PRINCIPAL FED FUNDS
These overnight Fed Funds stay with ACBB. You can view ACBB’s financial profile here. Benefits include competitive interest rates, interest paid daily, and investment increments as low as $1,000.
AGENT FED FUNDS
If you want to manage risk by diversifying your short-term investments among several top-rated financial institutions, you can easily do so with our Agent Federal Funds program. ACBB manages the transfer and allocations, so the process is simple.
EXCESS BALANCE ACCOUNTS
EBAs allow you to use ACBB as an agent financial institution for Federal Reserve excess balances. Benefits include zero-risk weighting, free automated daily sweep from ACBB DDA, and multiple diversification options.
SECURITIES
Protect Your Assets.
Securities can help you save time, manage risk, and invest more effectively. Through our partnership with the Capital Markets Division of First National Bankers Bank (FNBB), we offer a full suite of products designed specifically for community financial institutions.
SAFEKEEPING
ACBB coordinates securities custody through FNBB Capital Markets and facilitates collecting and distributing income from assets held in custody, including principal, interest, maturity, and call payments.
PORTFOLIO ACCOUNTING
Provided through FNBB Capital Markets, this service offers a fully integrated dashboard graphic display of final month-end data, full compliance with the latest accounting regulations, and more.
ASSET/LIABILITY MANAGEMENT (ALM)
ACBB can bring the power of ALM4, a leading provider of planning software for commercial banks, to your community financial institution.
Acbb Solutions
Explore a full range of resources and partnerships, all under one roof, or request our solutions guide.
