Direct Loans
Why Direct Loans?
Empower Your Institution with Customized Lending
At ACBB, we understand the unique challenges community banks face in meeting the diverse financing needs of their clients. Our Direct Loans offer flexible and competitive funding solutions designed to support your institution’s growth and enhance your service offerings.
Our Direct Loans program provides:
Bank Holding Company Facility
Strengthen Capital Without Dilution
Our Bank Holding Company Facility provides financial institutions with a strategic, flexible alternative to raising capital – without impacting shareholder equity. Designed to support strong capital ratios, this facility enables institutions to access the funding they need while avoiding the downsides of shareholder dilution and the high costs of subordinated debt.
Key features include:
Bank Stock Loans
Empower Leadership With Strategic Investment
Our Bank Stock Loans program allows senior leaders and major shareholders to invest in their institution by purchasing stock, offering flexible capital solutions with competitive rates and tailored repayment options.
Key features include:
Federal Funds Borrowing Facility
Streamlined Short-Term Liquidity Management
Our Federal Funds Borrowing Facility (FFBF) provides a flexible, short-term borrowing solution, offering a regulatory-compliant alternative to traditional funding sources.
Key features include:
ACBB Solutions
Explore a full range of resources and partnerships, all under one roof, or request our solutions guide.
